The cost to rebuild your home is its replacement value. This can be very different from the estimated market value or actual purchase price. In most cases, it costs more to rebuild the home you own than to buy a new one.
Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact.
Ice Dam Tips and Information | Courtesy of Travelers Insurance
Tips to help remove an ice dam from your roof
An ice dam has the potential to cause serious damage to both your roof and the inside of your home. It is important to take steps to help protect your home from the risks associated with ice dams.
We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk of fire.
The holidays have arrived in New Milford! For those with one or more four-legged friends in the house, it’s time to go over some safety tips. After all, you want all of your family members to enjoy the festivities – even the furry ones.
There’s always a mix of excitement and anxiety in the air as kids start heading back to school, but, these days, many students constantly feel the weight of the world on their shoulders. And it has nothing to do with worrying about making friends or remembering locker combinations.
No, that weight is real, and it’s with them every day, right there in their backpacks.
What are ice dams?
Ice dams are a common yet damaging roofing issue, which occur in the cold winter months. Without proper attention these ice formations can lead to serious damage and costly repairs. Typically, these dams form when snow melts, then runs down the roof, and refreezes at the edge. Heat, which escapes from the attic causes the snow to melt, creating water running between the snow and the roof’s warm surface. Then as the water gets past the exterior wall and hits the cold unheated roof edge or gutter it freezes thus causing the ice dams to form. As more snow continues to melt and flow down the roof’s surface, the ice dam grows rapidly [Read more…]
Given the frequency of storms we have had lately and the people we have seen ill prepared to handle these situations it seemed like a great idea to remind everyone of some things that can be done to keep a bad situation from getting worse. Our friends at Travelers had some great recommendations on their website that we thought could make all our lives easier and help keep us safer on the roads. [Read more…]